Skip to main content

How Much Hail Damage to Replace a Roof

By June 22, 2021April 4th, 2022Blogs

In this blog post, we will discuss how much hail damage to replace a roof so that you can make a wise decision about when and what type of material is best for your home.

How does hail damage a roof?

hail damage to roofHail damages a roof in two main ways:

  • it destroys the surface
  • weakens it to cause a leak

Damages can appear as dents in the roofing shingles or tiles that sit on top of your home’s framing structure. These are called laths which are the vertical supports of your roof.
Hail causes many types of surface damages, including dents, punctures, and cracking.

Several factors can affect how severe these issues are:

  • Size and speed of the hailstones
  • The location where they hit on your roof (higher up or lower down)
  • How old your home’s shingles/tiles are
  • The type of shingles or tiles

If you have a newer roof built with a tiled rooftop, there will be more protection than in older homes. For example, homes that use asphalt shingles may experience more damage.
A general rule is that if less than half the total area has significant damage, you’ll need to consult an expert. Ideally, you want someone who is a licensed contractor specializing in roofing restoration work.
Living in an area where hail storms happen pretty often can give you some ideas or warning signs before one hits. It can be as apparent as dark storm clouds gathering overhead or heavy rain falling from the sky without the wind blowing.

How to prepare for a hail storm?


  • Close the windows and doors to help keep out wind, rain, and hail. Doing this will also help prevent water from seeping into your home through damaged roofs or siding.
  • Remove any furniture near a window that strong winds could lift.
  • Cover all electronics with plastic bags to not expose them to heavy rainfall (or hail). Many newer TVs have waterproof cases these days, which you can remove for this purpose if necessary.


  • Move outdoor items such as lawn furniture away from trees or anything else that is likely to get hit. Storm debris can include branches or leaves. Store your items preferably inside an enclosed porch or garage area where it’s safe from damaged doorways and windows.
  • Inspect the roof and windows for damage, and if you find any, get it repaired or replaced immediately.
  • Insurance Claim
  • Call your agent to file a claim as soon as possible. After an event, they need to process everything more quickly. You need to have all of the appropriate documentation in hand before calling them.

You will also need these with your potential insurance company if you’re trying to make another coverage decision following a significant hail storm.
Be prepared to answer questions about where the incident occurred and how much time elapsed between when you first noticed it until consulting specialists or completed repairs.
Make notes on what needs repairing or replacing: items like siding may not seem like something.

Signs of hail damage on roof

how much hail damage to replace a roof

Hail damage on the roof may not be visible as soon as it occurs. It can take some time for the damage to show up, but you might notice indications of hail on your roof that signal a need for repairs or replacement ahead of time.
Damages may include cracks in shingles or tiles and chipped paint. You’ll also see stains near seams where water can leak into your home’s interior – all factors which indicate the need to replace damaged materials with new ones.
Roof replacement is a crucial consideration if any leaks occur inside. A roof leak could lead to mold growth, structural issues, increased energy costs, and more.
The amount of damages varies based on factors, including where you live and what type of materials you used on your roof before the storm. That said, it’s also possible that, even with significant hail, it will not cause considerable damage to your roof.

Should you replace your roof after hail damage?

Replacement of the roof after hail damage usually depends on how much wear and materials you need to reconstruct your roof.
Generally, hail can cause anywhere from a few hundred dollars in damages up to $100,000 or more for large hail storms that are particularly intense. That said, you should contact an insurance company as soon as possible after any storm so they can give you their best estimate based on the damage done.
Contacting a specialist for your insurance claims is highly recommended. More often than not, your roofing contractor will provide one for you. Getting an expert will allow them to assess all damages (including those unrelated to your roof) and help with filing claims if necessary.
Furthermore, not contacting one could lead to significant delays when claiming reimbursement.

How to determine hail damage to shingles?

When looking to determine hail damage on shingles, first look at the color of the roof. If it is brown or black, then there are a few reasons why that may be – but one of them is most likely hailstorms.
If you’ve ever seen hailstones up close before, chances are they were pretty big and hard as ice when they hit your roof.
So what kind of damage does hail cause to roofs in general?
For starters: – High winds will likely allow any small holes created by smaller pieces of hail through which rain can penetrate a building’s interior. – Larger pieces could create significant holes.

How do you prove hail damage on a roof?

hail damage inspectionYou can prove hail damage on a roof by examining the exterior for physical signs of hail damage. Damage can include but is not limited to cracked tiles or shingles; suppose there is any suspected damage on a roof.
In that case, it’s vital to hire an experienced contractor who can examine and repair the area before more storm damages happen.
A hailstorm can cause many different types of damages, including broken tile or shingle impacts. These types of damages can lead to water leaks around windows and doors in contact with the ground.
Hails also break down gutters, so they don’t work correctly, leading to what appears like sheet metal dangling from roofs after storms end. Lastly, debris left behind by fast-moving winds and lifted plants during these events can destroy personal property when not swept up quickly.

Other signs of hail damage to your roof are the ff:

  • Shingles are loose, and you can remove them with your hand
  • You find dents on your roof
  • There are missing pieces of siding near the perimeter of your home

How to repair hail damage on roof shingles?

missing residential roof shinglesExperts usually use tarp and tar paper to remedy hail damage on roofs. However, it may require more intensive repair work, such as replacing damaged shingles.
This project will vary depending on how much hail damages there are. Always make sure you have enough materials before starting any repairs.
It’s also important to check if insurance covers this because sometimes they cover up to $500-$1000 for emergency restoration costs (depending on your coverage). If not, then you’ll need different insurance to cover it.
You might want to consider your budget and how much you can afford for a new roof before deciding. The price of replacing a roof varies depending on the size of the home, the material used, cost per square foot in that area, and other factors.
It is best to contact an expert contractor or estimator who will help you make this decision. The cost will vary based on what material you decide to use and the contractor’s experience with homes like yours.

Can a new roof get hail damage?

The short answer is yes! Hail can cause significant damage to a new roof. The best way to reduce the chances of hail damaging your roof again in the future is by installing an impact-resistant shingle or metal material.
The blown-off broken tiles and tarps during the storm are not the only results of hail damage. Suppose property is not managed correctly after hail damages your exterior. In that case, it can also destroy various interior parts, such as furniture, landscaping, and even personal property.
It’s essential for homeowners who experience hailstorms to be diligent about how much they should replace. There are many variables involved, including cost and location, which determine how severe the storm was where you live.

4 Roof hail damage tips for homeowners

Homeowners must remember that roof hail damage can occur even in states that are not at risk for hail storms. While the hail storms may be hundreds of miles away from your home, they can still cause significant damage to your roof. Using porous material like wood or clay tiles can be the reason for this.

Here are four tips homeowners must do before & after hail damage:

  1. If you can see a storm coming, it’s better to get inside before the hail starts falling. Try to secure your home as much as possible.
  2. When possible, shield your windows from storms by covering them with heavy sheets or tarps. It will help protect the glass in case of damage.
  3. Have your roof inspected by a professional as soon as possible and get any necessary repairs done right away. Most problems are not immediately evident after the storm. Still, they can pose serious health risks like mold or mildew later on if left untreated.
  4. If there’s been visible damage to your shingles, be sure to remove them before it gets worse. Removing it will prevent it from breaking off entirely while walking on top of them with all this heavy hail weighing down overhead!

Speak with the agent or insurer about how much coverage you need because there might be limitations like deductibles or paying replacement costs out-of-pocket until you meet the deductible.
Homeowners should also remember that they may not be covered by insurance if a hail storm caused the damage while the home had metal roofing. Therefore, it’s essential to have both homeowners and car insurance when those storms are in your area, as this can lead to significant damage on vehicles with metal roofs.
Large or small hail can damage a roof – it is just going to depend on how large the hailstones are and how long they stay in contact with your roofing material. Larger hail will often cause more significant damage, but smaller ones could still do some harm if they manage to get past certain parts of your roofing system.


We’re experienced in providing services for roof repairs, maintenance and inspection for all different types of residential roofing projects. Click here for more about residential roofing services.


Repairing and inspecting storm damage is critical to protecting your home and family. All Starr Roofing performs all levels of your roof insurance claim. Click here for more about roof insurance claims.


We specialize in exterior home renovations, including roofing, siding, gutters, painting, garages and more. Click here for more about exterior renovations for your home.

Get in Touch With Us

Reach out to us today to learn about how we can help you with your roofing needs. We look forward to hearing from you!

Contact Us Today